A commercial combined insurance policy is a comprehensive business cover in a single policy, bringing together a range of the covers most commonly required.
Providing tailored insurance solutions to businesses of all sizes has always been our main focus.
Call us now on 01323 410 433 for a free market review.
Trades sectors that we have a strong appetite for include...
Manufacturers Insurance
Wholesalers Insurance
Distributors Insurance
Packagers Insurance
Engineers Insurance
Warehouse Insurance
Hospitality & Entertainment Insurance
Sports & Leisure Insurance
Technology Insurance
Retail Insurance
Specific trade activities we particularly like include...
Builders Merchants
Food Wholesalers Insurance
Importers & Exporters Insurance
Metal Workers Insurance
Office & Business Administration
Plant Hire Insurance
Printers & Sign-writers Insurance
Precision Engineers Insurance
Recycle Centre Insurance (See Recycle Facility)
Timber Merchants Insurance
Transport & Logistics Insurance
What are the benefits of a Commercial Combined Policy?
An all in one policy, with one renewal date, one policy number, and one set of documents
A single claim can be made, with one insurer, for multiple covers (e.g. a burst pipe which causes major water damage to the buildings, internal decorations, contents, including loss of stock, and results in business interruption)
Flexibility - have as much or as little cover as you required, and select your sums insured and limits
Competitive - bundling covers is often cheaper than purchasing separate policies
Unlike package policies with set limits, a combined policy is more bespoke to your needs, allowing you to build the policy around your requirements
Where you hold stock at multiple sites, floating stock cover can be requested with umbrella limits
Cover available for loss of gross revenue, gross profit, or increased cost of working in the event of business interruption
Broader coverage usually available (e.g. overseas sales including North America)
Commercial Combined core covers include...
“All risks” Property Damage
Computer & Electronic Equipment
Deterioration of stock insurance
Money
Business Interruption
Loss of Liquor Licence or Registration
Public & Products Liability (Up to £10m available)
Employers' Liability (Compulsory Legal Requirement)
Personal Accident
Machinery breakdown
Goods in Transit
Refrigerated Stock
Fidelity (employee and third party fraud)
Terrorism insurance
Legal Expenses
We’d love to help you with your Commercial Combined Insurance, contact us or request a call back and get covered today!
Call us now on 01323 410 433 for a free market review.
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A local & personal service from a dedicated adviser who represents you, not the insurer
100% Independent and impartial advice
A reputable and established local Insurance Broker
A qualified and experienced team, with commitment to staff development
Professional recommendations with sales on an ‘advised basis’
In-house claims management
We work with you to identify, measure, manage, reduce and eliminate risks to your business. This in turn will help limit the chances of suffering a loss and will often result in premium discounts. We often highlight risk exposures that you were not even aware of.
We act as your agent and working for you in the event of a claim. We are there to remove the common anxieties and burdens that are associated with making a claim. Limiting disruption to your business and daily life is important to us.
Regardless of size, we believe every client should be treated with the respect and provided with the service they deserve. Buying insurance can be a daunting and time consuming task, that’s why we work closely with you to understand your needs and make the whole experience of reviewing your insurance a pleasant and seamless one. Every client matters to us!
John Whippy Insurance Brokers are completely independent and are not tied to any one or limited panel of insurers. As one of our 5 pledges to you, we will transact business with your best interests in mind. In other words we will carry out an independent market analysis on your behalf and offer the best value for cover we can from our extensive range of insurers.
Upon completion of our full market review we will present the options to you so you can make an informed decision. Our sales are on an advised basis which means we will make recommendations to you based on your requirements, be it price, cover, insurer background or coverage flexibility etc. We don’t over or under sell, we just offer you what you need.
No numbered options, pre-recorded messages, repeating conversations or scripted questions. Our staff are professional and will seek to establish your requirements through open, honest and genuine conversations. We believe it’s important to listen to what is important to you! We can communicate with you by telephone, e-mail or we are happy to arrange face to face discussions and visit you.
Challenge us to beat your renewal premium and work closely with one of our experienced, knowledgeable and qualified team members. Contact us or request a call back to get professional advice and obtain valuable insurance cover at competitive premiums!
As a Sussex Insurance Broker we predominantly serve, but are not limited to, the following areas:
Eastbourne, Polegate, Lewes, Brighton, Hove, Peacehaven, Seaford, Shoreham, Worthing, Hailsham, Uckfield, Heathfield, Herstmonceux, Pevensey, Bexhill, Battle, and Hastings.
97 Cavendish Place
Eastbourne
East Sussex
BN21 3TZ
Opening Hours:
Monday to Friday
9.00am to 5.00pm
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John Whippy Insurance Brokers is a trading name of John F Whippy & Company Limited. Registered Office: 97 Cavendish Place, Eastbourne, East Sussex, BN21 3TZ. Registered in England and Wales. Registration No. 04493155 Authorised and Regulated by the Financial Conduct Authority Our Firms Reference Number on the Financial Conduct Authority (FCA) Register is 310658
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