Business Insurance

Business Insurance can vary in complexity and coverage so getting the right cover for you is important! We appreciate that an annual review of your insurance cover may not be top of your priority list – so we make it top of ours!

Whether you’re a tradesman looking for competitive liability insurance or a large enterprise looking for combined business insurance, we have the expertise, experience, and long-term insurer relationships to deliver great value insurance cover.

Contact us today for a free, no obligation market review, while benefiting from a local & personal service from our dedicated team of insurance advisers. We're ready to help you!

  • Shop Insurance 
  • Office & Surgery Insurance
  • Tradesman Insurance
  • Pubs, Restaurants & Takeaway Insurance
  • Hotel, B&B, and Guesthouse Insurance
  • Professional Indemnity
  • Wholesale Insurance
  • Distribution Insurance
  • Care Home Insurance
  • Manufacturing Insurance
  • Motor Fleet Insurance
  • Contractors Insurance
  • Contract Works Insurance
  • Cyber Liability Insurance
  • Management Liability Insurance 
  • Bars, Night Clubs & Licenced Premises
  • Sports & Social Club Insurance
  • Motor Trade Insurance

Shop Insurance

We can cover a whole host of various trade activities for a variety of retailers whether its hairdressers, grocers or carpet retailers we have many competitive package solutions to cover all your insurance needs.

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Office & Surgery Insurance

We can cover a whole host of various trade activities for a variety of offices and have many competitive package solutions to cover all your insurance needs. 

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Tradesman Insurance

Incidents may happen which could cause an injury to your customer, damage to their property as a result of products you’ve sold or the work that you or your employee have done. We are able to offer cover for these circumstances by offering you cover for:

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Pub, Restaurants & Takeaways

The growth of independent food outlets in recent years has resulted in many businesses providing their own unique services and experiences to stand out from the crowd. We have a variety of insurance packages that can cater for all unique types of businesses. 

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Hotel, B&B & Guesthouses

Whether you’re a 3 bed B&B or a 100+ bedroomed Hotel we have access to plenty of competitive insurance products to find you the best deal.

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Professional Indemnity

This policy will cover you for claims and allegations of professional negligence, mistakes and things you've failed to do. Essential if you provide specialist services, advice, design and recommendations to paying clients.

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Commercial Combined Insurance

Commercial Combined Insurance is an all incorporating Business Policy which includes a multitude of insurance covers. This is beneficial for larger businesses requiring cover for multiple risks.

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Motor Fleet Insurance

Motor Fleet Insurance is a multi-vehicle policy which we can offer cover for private cars, vans, trucks, HGVs and special types vehicles. We are able to offer cover from just 2 vehicles for an extensive number of trades.

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Contractors Combined

Contractors Combined is a policy offering broader coverage for larger businesses, with a selection for a wide variety of manual trades. 

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Contract Works Insurance

Contract Works, also referred to as “Contractors All Risk”, will often be purchased in conjunction with a Contractors Liability policy to cover building contracts - such as new builds, loft conversions, and extensions - in case of a total loss prior to completion. 

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Cyber Liability Insurance

Cyber-crime losses are becoming a greater threat than those risks covered by traditional commercial package insurance policies. Cyber Liability Insurance won’t prevent a cyber-attack, but it will provide invaluable support and financial protection if you are indeed a victim of one.

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Directors' Liability Insurance

Provides protection for the personal assets of individual directors, officers, managers and sometimes employees of an organisation, and protection to the overall Company, to the extent the Company ‘reimburse’ or ‘indemnify’ the same directors & officers.

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Nightclubs, Wine Bars & Licensed Premises

There are many different types of licensed trades including Nightclubs, Late Night Bars, Comedy Clubs, Wine Bars, and Cocktail Bars, all with their own unique set of requirements and risk exposures. 

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Social, Sports & Members Clubs

John Whippy Insurance Brokers can offer insurance cover for any type of member owned club (or private club) including food and drink sales and operates a members only policy. 

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Residential Care Home Insurance

Residential Care Homes carry their own set of specific risks including medical malpractice, infectious disease and loss of registration that’s why we offer care home specific cover.

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Motor Trade Insurance

We can cover various motor trade activities including car valeting, motor mechanics, vehicle servicing & repairs and many more. 

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Independent, Personal, Expert Advice - shaped around Your Business!

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