Business Insurance can vary in complexity and coverage so getting the right cover for you is important! We appreciate that an annual review of your insurance cover may not be top of your priority list – so we make it top of ours!
When reviewing Business Insurance various covers need to be considered including Buildings, Contents, Electronic Equipment, Stock, Glass, Business Interruption, Public, Products & Employers’ Liability and Work Away plus many more! We have access to numerous package policy solutions incorporating all these risks and more. However, we appreciate sometimes a one fits all approach will not suit some business insurance requirements, that’s why we can also build bespoke insurance policies to cater for those quirkier and harder to place risks.
See below to see what we can help with...
We can cover a whole host of various trade activities for a variety of retailers whether its hairdressers, grocers or carpet retailers we have many competitive package solutions to cover all your insurance needs.
Incidents may happen which could cause an injury to your customer, damage to their property as a result of products you’ve sold or the work that you or your employee have done. We are able to offer cover for these circumstances by offering you cover for:
The growth of independent food outlets in recent years has resulted in many businesses providing their own unique services and experiences to stand out from the crowd. We have a variety of insurance packages that can cater for all unique types of businesses.
This policy will cover you for claims and allegations of professional negligence, mistakes and things you've failed to do. Essential if you provide specialist services, advice, design and recommendations to paying clients.
Commercial Combined Insurance is an all incorporating Business Policy which includes a multitude of insurance covers. This is beneficial for businesses requiring cover for multiple risks including...
Motor Fleet Insurance is a multi-vehicle policy which we can offer cover for private cars, vans, trucks and special types vehicles. We are able to offer cover for a minimum of 2 vehicles on an extensive number of trades.
Contract Works also referred to as “Contractors All Risk” will often be purchased in conjunction with a contractors liability policy to cover building contracts such as new builds, loft conversions, extensions and many more.
Cyber-crime losses are becoming a greater threat than those risks covered by traditional commercial package insurance policies. Cyber Liability Insurance won’t prevent a cyber-attack but will provide invaluable support and financial protection if you are indeed a victim of one.
Provides protection for the personal assets of individual directors, officers, managers and sometimes employees of an organisation and protection to the Company, to the extent the Company ‘reimburse’ or ‘indemnify’ the same directors & officers.
There are many different types of licensed trades including Nightclubs, Late Night Bars, Comedy Clubs, Wine Bars and Cocktail Bars all with their own unique set of requirements.
John Whippy Insurance Brokers can offer insurance cover for any type of member owned club (or private club) including food and drink sales and operates a members only policy.
Residential Care Homes carry their own set of specific risks including medical malpractice, infectious disease and loss of registration that’s why we offer care home specific cover.