Roofing and scaffolding are classified as high-risk trades by UK insurers due to extreme heights, heavy equipment, and hot work. Standard contractors' policies normally contain restrictive "height limits"—frequently capped at just 10 or 15 metres—and strict exclusions on heat applications like blowtorches and blow lamps.
Specialist insurance ensures you are fully covered for your exact working parameters, protecting your business from catastrophic, uninsured out-of-pocket claims.
Call us now on 01323 410 433 for a free market review.
Core Coverage Essentials
Public Liability Insurance: Protects against accidental injury to the public or damage to third-party property up to £10m (higher limits available).
Employers' Liability Insurance: A strict UK legal requirement if you use employees, casual labourers, or labour-only subcontractors.
Hot Work & Height Extensions: Provides explicit cover for torch-on felt, asphalt melting, and unrestricted working heights.
Tools, Plant & Equipment: Safeguards expensive scaffolding stock, boards, vehicles, and roofing tools against theft, vandalism, or transit damage.
Professional Indemnity: Covers specialised scaffolding designs, temporary structure calculations, and roofing site surveys.
Why Partner With Us?
We specialise in high-risk construction insurance. We do not just patch over your risks—we build robust policies that explicitly cover unrestricted heights, open-roof liabilities, and heat applications.
Crucially, we deliver the compliant £5m or £10m Public Liability certificates you need to pass CHAS, SafeContractor, NASC, or NFRC audits, helping you clear procurement hurdles and win profitable commercial contracts instantly.
Contact our specialist team today for a free policy audit. We will identify any gaps in your current cover while ensuring your premium stays highly competitive.
Call us now on 01323 410 433 for a free market review.
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A local & personal service from a dedicated adviser who represents you, not the insurer
100% Independent and impartial advice
A reputable and established local Insurance Broker
A qualified and experienced team, with commitment to staff development
Professional recommendations with sales on an ‘advised basis’
In-house claims management
We work with you to identify, measure, manage, reduce and eliminate risks to your business. This in turn will help limit the chances of suffering a loss and will often result in premium discounts. We often highlight risk exposures that you were not even aware of.
We act as your agent and working for you in the event of a claim. We are there to remove the common anxieties and burdens that are associated with making a claim. Limiting disruption to your business and daily life is important to us.
Regardless of size, we believe every client should be treated with the respect and provided with the service they deserve. Buying insurance can be a daunting and time consuming task, that’s why we work closely with you to understand your needs and make the whole experience of reviewing your insurance a pleasant and seamless one. Every client matters to us!
John Whippy Insurance Brokers are completely independent and are not tied to any one or limited panel of insurers. As one of our 5 pledges to you, we will transact business with your best interests in mind. In other words we will carry out an independent market analysis on your behalf and offer the best value for cover we can from our extensive range of insurers.
Upon completion of our full market review we will present the options to you so you can make an informed decision. Our sales are on an advised basis which means we will make recommendations to you based on your requirements, be it price, cover, insurer background or coverage flexibility etc. We don’t over or under sell, we just offer you what you need.
No numbered options, pre-recorded messages, repeating conversations or scripted questions. Our staff are professional and will seek to establish your requirements through open, honest and genuine conversations. We believe it’s important to listen to what is important to you! We can communicate with you by telephone, e-mail or we are happy to arrange face to face discussions and visit you.
Challenge us to beat your renewal premium and work closely with one of our experienced, knowledgeable and qualified team members. Contact us or request a call back to get professional advice and obtain valuable insurance cover at competitive premiums!
As a Sussex Insurance Broker we predominantly serve, but are not limited to, the following areas:
Eastbourne, Polegate, Lewes, Brighton, Hove, Peacehaven, Seaford, Shoreham, Worthing, Hailsham, Uckfield, Heathfield, Herstmonceux, Pevensey, Bexhill, Battle, and Hastings.
97 Cavendish Place
Eastbourne
East Sussex
BN21 3TZ
Opening Hours:
Monday to Friday
9.00am to 5.00pm
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John Whippy Insurance Brokers is a trading name of John F Whippy & Company Limited.
Registered Office: 97 Cavendish Place, Eastbourne, East Sussex, BN21 3TZ.
Registered in England and Wales. Registration No. 04493155
Authorised and Regulated by the Financial Conduct Authority
Our Firms Reference Number on the Financial Conduct Authority (FCA) Register is 310658
John Whippy Insurance Brokers © 2026