Motor Trade Insurance

Motor Trade Insurance, which is also known as Traders Insurance, provides full cover for those in the motor trade industry, from car dealerships to motor mechanics, and motor servicing to individuals buying or selling vehicles independently or commercially. We can also arrange combined policies to not only include your motor trade insurance, but your premises cover also.

Call us now on 01323 410 433 for a free market review.

We can cover various motor trade activities including:-

  • Car Dealership Insurance
  • Motor Trade Dealer Insurance
  • Repair Garage Insurance
  • Vehicle Restoration Insurance
  • Body Repair Shop Insurance
  • Paint Sprayers Insurance
  • Valeting Services Insurance
  • Motor Mechanics Insurance
  • Tyre Fitters Insurance
  • Exhaust Fitters Insurance
  • Smart Repair Insurance
  • Mobile Screen repairs Insurance
  • MOT & Servicing
  • Auto Electricians Insurance
  • Second-hand Car Sales Insurance
  • Mobile Diagnostic Tuners
  • Vehicle Trimmer & Upholsterer
  • Recovery & Salvage Insurance

Are you genuine Motor Trader? Some people attempt to take out motor trade insurance for the purpose of driving any vehicle, in the hope of saving some money. Please be aware that you must be a genuine full or part time motor trader to obtain cover for this type of policy. Insurers have recently tightened up on their policyholder checks and regularly request adequate evidence of genuine motor trading activity taking place.

At John Whippy Insurance Brokers we understand the importance of providing a reliable and local service, with professional advice, so that our clients can build long-term trust with us when taking care of their insurance needs and requirements. We prefer to spend time listening to our clients, and then select or build appropriate insurance coverage at a premium that is acceptable to them. Ultimately, we want all of our clients to understand the cover they are purchasing, and have confidence that they are paying the right price for the right cover!

We do not disappear after point of sale, we are there to guide and advise our clients throughout the life of their policy – including with claims management.

When it comes to Motor Trade Insurance we can offer specialist traders insurance cover based on your requirements. That means that every insurance policy we arrange for motor traders is different; therefore, we start with an initial call to discuss what your business does, what it’s potential exposures are, and what cover, we believe, is required to give you the right protection.

Road Risks covers to consider...

  • Choice of comprehensive, third party fire & theft, and third party only cover
  • Protected no claims discount 
  • Adjustable vehicle indemnity limit
  • Accompanied only demonstration cover
  • Legal Expenses

We can also cover business premises including..

  • Tenants Improvements & Decorations, or Buildings
  • Contents / Plant / Machinery
  • Stock
  • Money
  • Business Interruption
  • Employee Dishonesty
  • Public Liability
  • Products Liability / Service Indemnity (Subject to terms)
  • Employers Liability
  • Legal Expenses

Ask us about...

We’d love to help you with your Motor Trade Insurance, contact us or request a call back and get covered today!

Call us now on 01323 410 433 for a free market review.


Why John Whippy Insurance Brokers?

  • A Local & Personal service from a dedicated adviser who represents you, not the insurer
  • 100% Independent Insurance Broker offering impartial and independent advice
  • A reputable and established local Insurance Broker
  • A qualified and experienced team, with commitment to staff development
  • Professional insurance recommendations with sales on an ‘advised basis’
  • In-house claims management 

How we add value...

We work with you to identify, measure, manage, reduce and eliminate risks to your business. This in turn will help limit the chances of suffering a loss and will often result in premium discounts.

We often highlight risk exposures that you were not even aware of.

We act as your agent and working for you in the event of a claim. We are there to remove the common anxieties and burdens that are associated with making a claim. Limiting disruption to your business and daily life is important to us.

You’ll receive a personal service

Regardless of size, we believe every client should be treated with the respect and provided with the service they deserve. Buying insurance can be a daunting and time consuming task, that’s why we work closely with you to understand your needs and make the whole experience of reviewing your insurance a pleasant and seamless one. Every client matters to us!

We are independent and impartial

John Whippy Insurance Brokers are completely independent and are not tied to any one or limited panel of insurers. As one of our 5 pledges to you, we will transact business with your best interests in mind. In other words we will carry out an independent market analysis on your behalf and offer the best value for cover we can from our extensive range of insurers.

How we transact business

Upon completion of our full market review we will present the options to you so you can make an informed decision. Our sales are on an advised basis which means we will make recommendations to you based on your requirements, be it price, cover, insurer background or coverage flexibility etc. We don’t over or under sell, we just offer you what you need.

No Call Centres! Deal with the same individual and build trust!

No numbered options, pre-recorded messages, repeating conversations or scripted questions. Our staff are professional and will seek to establish your requirements through open, honest and genuine conversations. We believe it’s important to listen to what is important to you! We can communicate with you by telephone, e-mail or we are happy to arrange face to face discussions and visit you.

Don’t pay over the odds!

Challenge us to beat your renewal premium and work closely with one of our experienced, knowledgeable and qualified team members. Contact us or request a call back to get professional advice and obtain valuable insurance cover at competitive premiums!


As a Sussex Insurance Broker we predominantly serve, but are not limited to, the following areas:

Eastbourne, Polegate, Lewes, Brighton, Hove, Peacehaven, Seaford, Shoreham, Worthing, Hailsham, Uckfield, Heathfield, Herstmonceux, Pevensey, Bexhill, Battle, and Hastings.

Get In Touch!

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We can offer a free independent market review of your insurances!

Contact us for a Free Market Review...