Car Insurance

Whether you are looking to insure your private car, business vehicle, motorcycle or commercial vehicle we will endeavour to offer you a competitive quotation from our extensive panel of insurers. By placing your motor insurance through our brokerage you will benefit from our independent advice on policy covers and avoid sole responsibility for claims negotiations which can often be the case when dealing directly with an insurer.

Throughout the life of the policy we will be on hand to assist you with any policy servicing matters and our adjustment fees are minimal compared to other insurers and insurance brokers in the market. Whilst we strive to offer you a competitive quotation, we also deem it equally important that you are provided with clear information and advice on cover terms.

Optional Extras

GAP Insurance

Cover for available for Combined Gap, Contract Hire Gap, Valuation Gap and Motorhome Gap - in the event of the insured vehicle being declared a total loss, Combined Gap covers the difference between the motor insurer’s settlement and the purchase price paid for the vehicle, or if the vehicle was purchased under a finance agreement, the difference between the motor insurer’s settlement figure and the outstanding finance balance if the outstanding finance balance is greater than the purchase price of the vehicle.

>> Cover available for vehicles valued up to £125k, up to max period of 5 years (£25k claims limit).

*e.g. Combined Gap for vehicle value 0-£25k, up to 2 years cover – Total Premium for whole duration £201.14.

Protected Bonus

If you have earned maximum no claims bonus entitlement you can opt to protect this so that in the event of a fault claim, your No Claims Discount will not be reduced. Depending on the insurer, this may be 2 fault claims within a rolling three year period.

Legal Expenses

Covers up to £100,000 legal costs for Drivers and Passengers wishing to bring a claim for Uninsured Losses against a third party following a non-fault incident involving a motor vehicle. Includes provision of an Incident Management Service to all claimants.

This policy also includes Motor Prosecution defence, Vehicle Cloning (£25k), Illegal Clamping/Towing £2.5k), Motor Contract Cover, Motor Database Disputes (£10k limit). Additional services include Section 1. Accident Claims Management and Support, Section 2. Pay as you need Breakdown and Recovery Cover, Section 3. Uninsured Loss Recovery incl Hire, Repair and Personal Injury, Section 4. Total Loss Recovery, Section 5. Glass Repair & Replacement Service

*Option to upgrade to Platinum Plus+ available – includes cover as above + up to 14 days emergency car hire package, free recovery up to 30 miles from accident scene & Key Repatriation Service (with key fob).

Key Insurance

Cover if your keys (home, office or vehicle including any immobiliser, infrared handset and/or alarm which is integral to any key) are lost, stolen or damaged including locksmith charges, new locks (if security risk has arisen), replacement keys, vehicle hire up to 3 days if your vehicle is unusable and damage to keys in lock/ignition.

Full Breakdown Cover

Cover to include Homestart, Roadside Assistance, Roadside Recovery, European Cover and Mis-Fuel.

Excess Protection Cover

The Motor Excess Protection policy provides cover up to the policy limit in respect of a motor policy excess when your vehicle is involved in a claim arising as a result of Fire, Theft, Flood, Vandalism or an Accident that was your fault or partially your fault. This policy also covers you when you have been unable to recover your excess from a liable third party within a six month period of the date of the claim.

Motor Insurance

Caravan/Motorhome
Commercial Vehicle(Van)
Minibus
Motor Home
Private Car
Convicted Driver
Breakdown Insurance
Classic/Collectors Car
Excess Protection
Ex- Company Car
GAP Insurance

Commercial Vehicle Insurance

Bus/Coach Insurance
Courier Insurance
Haulage Insurance
Motor Fleet Insurance
Motor Trade
Motor Trade (Road Risks Only)
Special Type Vehicle Insurance
Truck/Lorry Insurance
Van Insurance