Home Insurance

Insuring your home buildings and contents can be a daunting prospect. As your independent broker representing you, we will provide you with advice and guidance on what covers best suit your needs and at a price that is acceptable to you from our extensive range of insurers. Whether you require Accidental Damage Cover, New for Old Cover or All Risks Cover we can offer you a policy that will meet all your demands and needs.

Optional Extras

Premier Family Legal Expenses

Family Legal Expenses Insurance offers immediate assistance and peace of mind when faced with the daunting prospect of a legal dispute. The policy is designed to provide you with financial support and specialist expert advice in order to ensure you are able to both protect and pursue your legal rights. The cover focuses on some of the most common areas where advice or legal assistance is required including problems at work, problems with consumer goods, home rights, tax enquiries and personal injuries.

Home Emergency

Home Emergency cover is provided for costs incurred for a contractor to carry out emergency repairs in respect of emergency events such as the external Water Supply Pipe, Plumbing, Drainage, Domestic Central Heating System, Electrical Emergency and Breakdown, Emergency Gas Supply Pipe, and Security, Lost Keys, Roofing and Pest Infestation.

Gadget Insurance

Gadget Insurance will cover your gadgets up to a maximum sum per gadget depending on the level of cover you choose. This policy will cover you for accidental damage, theft, accidental loss, breakdown, liquid damage, worldwide cover and fraudulent call cover.

Personal Identity Theft Insurance

Cover for defending your identity and seeking to reinstate your credit status in the event of identity theft / defending you against actions incorrectly brought by merchants / removing wrongly recorded civil or criminal judgements / challenging the accuracy of credit files and other financial records / loss of income incurred by you as a direct result of taking time away from work as a consequence of identity theft.

Garden Protect

Garden Cover protecting Sheds, Fencing, Walls, Gates and Decking, Tools, Machinery, Garden Furniture Inc. BBQ, Statues and Ornaments, Plants Trees and Shrubs and includes re landscaping fees. INCLUDING Wind/Storm/Flood Damage to Sheds, Fencing, Gates – usually excluded by standard home insurance policies.

Key Insurance

Cover if your keys (home, office or vehicle including any immobiliser, infrared handset and or alarm which is integral to any key) are lost, stolen or damaged including locksmith charges, new locks (if security risk has arisen), replacement keys, vehicle hire up to 3 days if your vehicle is unusable and damage to keys in lock/ignition.

Household Accidental Death & Personal Accident Cover:

Cover in the event of your death or accidental bodily injury sustained in your home during the period of insurance.

Home Insurance

Buildings
Contents
High Value Home Insurance
Holiday Home
Mobile Home
Overseas Property
Non Standard Construction
Non Standard Properties
Thatched Property
Property Renovation
Second Home
Unoccupied Property (Short Term)
Unoccupied Property (Long Term)
Working from Home